Financing and Leasing

Snap Finance offers lease-to-own options for customers who may not qualify for traditional financing. There is no interest charged on a lease-to-own agreement; however, a cost of lease applies in addition to the purchase price. This cost varies by customer and residential state and will be detailed in your agreement and disclosures. Most accounts are set up on automatic payments corresponding to your paydays. Lease terms are typically 12–18 months, or customers may choose an early ownership option to reduce overall lease costs. Upon fulfilling the terms of the agreement, the customer obtains full ownership of the merchandise. Be sure to read and understand all disclosures before signing.